FAQ

Yes and No. We can’t turn water into wine? Lol but we can assure you that we build your business credit the right way. There is no “quick fix” and a lot of factors play a role in your approval. Do you have cashflow? Has your business bank account been open for 6 months? If you are brand new, no cashflow, a low personal credit score, no collateral? Any delinquencies on your business profile? You can’t realistically expect to receive credit approvals

Similarly how consumer credit is connected to your SSN, your business credit is linked to your EIN provided by the IRS. This allows you to apply for business credit, it’s typically not required to include your SSN.
Once you appropriately establish your business entity and credibility, you start off building your business credit profile with smaller vendor accounts.
As your business pays those retailers you will then qualify for revolving store credit cards, and then cash credit you can use anywhere, just like a normal personal credit card.

You can qualify for real usable vendor credit immediately. You’ll then start to qualify for store credit within 60 days that doesn’t require a personal credit check or personal guarantee. Within 6 months you should have access to $50,000 + in real usable credit, including Visa and MasterCard cash accounts.
You can then continue to build $100,000-$250,000 or higher in business credit within a year to two.

It’s true that between all of our free guides, articles, videos and seminars, you have enough knowledge to go get business credit all on your own. It’s also true that we don’t hold anything back in our sharing of knowledge because at the core of our company, we want to help as many business owners (and those aspiring-to-be) as possible to have an equal opportunity to succeed and thrive.
With that being said, there still are services you will have to pay for such as 411 listings, business credit monitoring, and a business credit builder so that you’re reporting to the right agencies (costing over $3000), not to mention, you’ll still have to go out and find vendors and lenders. There are also lots of limitations going this way.
The difference with us is that we have already established countless partnerships and affiliations, which allows us to fully leverage the power of our entire company and client-base for each individual client. Essentially, you get to leverage our company for your benefit. Since we do multi-millions of dollars in deals, our sources give us the highest limits, lowest rates, and longest terms.
And due to our established credibility in the business credit and financing industry, it’s easy for us to expand and constantly add even more funding sources and options, which YOU benefit from. That’s how we have the largest supply of vendors and credit issuers than anywhere else.
In short, if you were to try and get business credit and financing on your own or somewhere else, you’ll pay MUCH more than what we ask, and it would take a lot longer. We have this entire process dialed in so that you can get the most amount of funds, in the shortest amount of time, and at the lowest rates possible.

When our company first started, there was not a lot of information on the topic of obtaining Business Credit, especially not one that’s not linked to an SSN. Over the years, we have fine-tuned and upgraded our instructions and the BCG process so that it is as easy to follow as possible.
So as long as you’re committed to follow our instructions and are serious about the success of your business, then yes, you really can do this — even if you’re technically challenged. With that being said, it’s important to understand that we do NOT build your business credit FOR you. We help you through simple step-by-step instructions and education. Essentially, follow our instructions and get results.

A business having its own credit is as real as an individual having their own credit. If you have any questions or concerns with the legitimacy of business credit, you can google SBA, Experian, Inc, NASDAQ, and other industry leaders have to say.
We have 0 lifetime complaints with the BBB and all other entities, and the few other companies that offer business credit have MANY complaints. Feel free to see our “A” BBB rating, 5-Star Trust Pilot reviews, actual results & approvals, testimonials, and more by clicking here

Great! How do I get started?
If you’re ready to get started with our program, you can check out our package options here.

Absolutely!
We can set you up with an affiliate program where you will earn 10% of the business you refer.

We offer 3 main packages. Our Core program is for you to get business credit and financing for your business.
Package 1 is our comprehensive Do It Yourself Ebook. This ebook is one of the best, if not THE BEST ebook for building up your business credit.
Package 2 is meant for those business owners that just want the results without having to worry about every step of the process.
Package 3 is give you everything from Package 2 however includes additional goodies.

Just as you have a credit file linked to your SSN, your business has a profile linked to its EIN. Experian, Equifax, and Dun & Bradstreet often start your profile when your business applies for a loan, credit card, or even when you setup basic utilities.
From that point most credit you apply for won’t report to the business reporting agencies unless you apply for different types of credit in a particular order, or leave your SSN off of the application.
Real business credit can be obtained with no SSN being supplied upon application. This credit doesn’t appear on your personal credit reports either. As you build your business credit your EIN profile and score then becomes essential to helping you qualify for bank loans and credit cards. And you can use EIN credit and EIN credit alone to get approved for many types of credit without a personal guarantee.
Every highly-successful privately and publicly owned company in the United States has business credit. But what many don’t know is that even startups can also obtain it… if you follow the right steps.

The first step is to ensure your business is setup credibly so you meet credit issuer and lender standards, before you apply. Next you get real useable credit through vendors. These vendors will give you credit when you have no other EIN credit established. And they report this credit to the business reporting agencies.
Within 60 days or less that credit is reported to Experian, Equifax, or Dun & Bradstreet. Once reported, your EIN will then have an established credit report and score.
Using that report and score you can then continue to apply for more tiers of credit where you can start getting access to revolving credit at most stores, credit that’s linked to your EIN and not your SSN and credit that doesn’t require a personal guarantee or personal credit check for approval.
You can continue to grow your credit to obtain fleet cards, even Visa and MasterCard cash credit. And by having business credit established you’ll have a much better chance of getting loans, credit lines, and get these at better terms.

This is one of the only systems in the world which successfully combines both business credit building and funding. This means clients can build their business credit and get money right away, if they have good credit or collateral they can secure money in less than 30 days.
The suite is also the only system that shows business owners how to get free access to Experian Smart Business, and we help you get your D-U-N-S number with D&B, and list your phone number with 411 for free. This alone saves you thousands.
The BCG process has more lending sources, revolving business credit accounts, and starter vendor accounts than any other system on the market today. And the BCG process is the only system with one-click access to business credibility sources, underwriting guidelines provided for all business credit sources, and by far is the most advanced business credit building technology available today.

Clients can be approved for millions-of-dollars in funding through the system if they have equivalent collateral or financials.
Even businesses new startup businesses with no collateral can obtain up to $150,000, not even including the vast amount of business credit that can be obtained. While businesses with collateral or cash flow can secure hundreds-of-thousands of dollars to millions-of-dollars depending on the value of the collateral.

Building business credit correctly means there is rarely a credit check for business owners to qualify. This means all business owners, even those with bad credit, can benefit with the BCG process by building their business credit.
If the business owner has credit challenges and also has some kind of collateral, they can also get funding along with business credit.
Funding can be secured in as little as 30-60 days and most forms of acceptable collateral will qualify including credit card sales, inventory, equipment, receivables, even consistent revenue.
And we have revenue-based funding programs where if a business owner can prove through bank statements that they have consistent revenue, they can be approved with a credit score as low as 500.

There is no formal process of fixing business credit as there is no FCRA or FACTA laws that deal with business credit reporting. Still, our advisors will help business owners dispute any discrepancies on their business report as part of the program, and they’ll have access to a section where they can go through the business credit dispute process. We even have a step dedicated to fixing errors on business credit reports as part of the BCG process.
But the main function of the BCG process is to help you and your customers build business credit, as well as get money.

Currently there is no specific regulation related to the business credit industry specifically, and the industry has been around for quite a long time. The business credit reporting agencies including Dun & Street actually sell business credit themselves. With the bureaus are proponents for the industry and lack of regulation so far, we don’t foresee any near future industry specific additional regulation to come.